Рубрика: Articles


It is absolutely true fact that buying automobiles vs. leasing is a pretty common debate among people searching for some relevant solution. In just several minutes in the network of the internet you will have a possibility to find out the information that will make you trust the fact that buying a car is the only possibility to go. Another several minutes spent for research, you’ll have changed your opinion and opt for car leasing. Actually, the truth is that leasing can be quite an easy deal, you just need to get to know how to do your research for the best leasing facilities.

Pay Less Money
It is true that in the event you’re short on money for a down payment, vehicle leasing is a great solution. Most leasing solutions require little to nothing to pay for the services obtained. It is natural that paying as much as you are able to upfront will considerably save you costs over the length of your leasing contract, but a great lump sum is not generally required.

Enjoy New Cars
It is true that one of the biggest headaches of having an auto is dealing with its repairs. The truth is simple, the older a car you own gets the more work is getting required to maintain. Most car leasing terms last from two to three years and let you a great possibility to have a new vehicle. When your lease term is getting over you don’t need to be any worried about selling or trading in your automobile, all you need to do is to simply return it to the company you leased it from.

Afford a Brand New Vehicle
It is true that over 50% of luxury drivers lease their vehicle. It is true that the lower rates of car leasing allow you to drive an automobile that might be out of your costs range to purchase. Remember that leasing a luxury automobile can be a great leasing deal because most car types have higher than usual resale value. Generally, about $200 is an average cost to pay monthly for your vehicle leasing.

Research The Market Attentively
When looking for some relevant car leasing solution it is essential to start by doing a little bit of browsing for multiple makes and models. Do a comparison of prices and residual costs. The truth is that the higher the residual cost is, the less you will be required to pay for your vehicle lease.

Compare Dealership Solution
like in the event you are buying a brand new automobile, it is vital that you have a little bit of comparing for offers from as many dealerships as you just are able to. Keep in your mind that the great majority of dealerships might be offering special pricing, or willing to lower leasing costs to reach goals for sales.

Originally posted 2011-07-25 16:00:59. Republished by Blog Post Promoter

Please join us this Friday, December 17th at 7pm for the hottest freezing cold bicycle caravan in the city (I’m pretty sure this is the only one on Friday, but still!). See you Friday! Got sent this from artist & biker Kim Burgas:
As temperatures dip into the teens here in New York, coworker and fellow winter cyclist Ms. Marcy Cruthirds and I decided that it is ABOUT DAMN TIME that we head out for a night on the town…on our bikes. Text me (513) 519-6515 and I’ll update you with our location. -Kim See the attached invite for more info. While the city may be well below freezing, it is always hot on a bike. Forward to anyone you know who won’t let a little cold get in their way of having a damn good time or who needs a serious kick in their arse. The evening will include gallery hopping, ice skating, cocoa sipping, alcohol drinking, and dancing (oh yea, and biking). Make sure to bring: lights, locks, helmets, gloves and money for skating ($13). Can’t make it right at 7?

Originally posted 2010-12-16 13:48:16. Republished by Blog Post Promoter

It is absolutely true fact that all people want to save as much as it is just possible by leasing a vehicle rather than purchasing it in full ownership. And there are plenty of people who prefer saving money and opt for automobile leasing. It is doubtless that vehicle leasing is in vogue nowadays.

It goes without any sayings that leasing a vehicle is just like hiring an automobile for a particular period of time without needing one’s ownership on it. When the contract time expires, the vehicle is returned to the vehicle leasing company. The truth is that the entire automobile leasing process involves some particular things which are to be taken into consideration before going for it.

The fact is that the great majority of automobile leasing companies ask for some. Generally it is given to the vehicle leasing company as initial deposit. The truth is that it is not refundable. An automobile leasing company takes this fee to put itself on the safer side. After that there is an agreement between the individual and the company regarding the monthly fees which the individual has to make to the leaser. The contract is normally made for a vehicle lease period of two or three or even more years. If you want it to be less than the time stated, it is also quite possible solution.

The fact is that the great majority of people consider that leasing an automobile is almost like financing a car. But the issue is not like that. While vehicle leasing you have to make a considerable payment as initial deposit that is generally equal to the total of the leasing payment for about three months.

Some individuals who lease automobiles have some particular concerns about the expenses which they are likely to have to bear while the vehicles are on the road. But during the leasing period all expenses of the type are generally covered under the warranty period of the automobile leased, so there is no necessity to opt for an MOT.

The greatest advantage of vehicle leasing solution is that one has not get sick of using the same vehicle even when it gets old and loses its original charm. The basic benefit for which vehicle leasing is so much beloved is that you have a possibility to change your car and get a newer one according to your contract. That means that every two or three years you may have some other vehicle. In addition, this change is no problematic at all, as it is handled simply by getting back the old automobiles. That is the reason why so many people opt for vehicle leasing and not purchasing of a new car for their use.

Originally posted 2011-08-02 15:30:12. Republished by Blog Post Promoter

It is absolutely true fact that in the event you need some automobile for everyday use buying it is not the best solution you may have. Actually there are plenty of opportunities you may opt for. At the same time, if you don’t want to select an automobile lease contract without wanting to get the most beneficial terms and conditions for you. With a particular monthly vehicle lease, you are committed to purchasing a particular amount of money for your vehicle, dependent on automobile leasing rates. In some events, your auto lease value is going to be higher than the actual worth of the automobile you get through it. This is the actual reason why you are strongly recommended to get the best rates for your car leasing.

First of all I strongly recommend you to have a quick research online using the keywords like “car lease deals 2011″. Actually, this way you will easily find some deals that are being provided by car leasing companies. The fact that there are plenty of car leasers is very beneficial as this way the best terms for buying a vehicle will be offered. The more companies offer services, more they are struggling to sell vehicles in pretty tough economic times. In the end, you will have a great possibility to get incredibly favorable terms and conditions for your automobile leasing by a little bit of shopping around, especially in the World Wide Web.

When you search for car leasing solutions online, you are doubtlessly helping yourself get more relevant monthly automobile lease terms. With such beneficial terms, you will not required to pay as much, and you will have a splendid opportunity to spend more money on some other things such as paying off debt or saving some money for vacations or for a house. In the case you have the advantageous car leasing rates that you are searching for, things are getting considerably better for you when you are paying back the vehicle leased. For instance, you can have a pretty high interest rate, and that makes it more complicated for you to pay the vehicle lease back. If it is difficult to pay the vehicle leasing back, then you might potentially default on it, which in its turn will then wreck your credit and make you to have much higher interest rates in the nearest future.

Keep in your mind that vehicle leasing may be pretty beneficial as this is a great chance to have a vehicle of your own, pay lower rates monthly and have a right to change your vehicle to some better in several years as the contract is usually signed up for three or five years. This is the great news, indeed!

Originally posted 2011-07-22 21:00:24. Republished by Blog Post Promoter

Bicycle Film Festival

The 10th annual Bicycle Film Festival is in San Francisco this weekend.

Here is an article form the San Francisco Chronicle about festival director Brendt Barbur and 10 years showcasing bike movies.
Bicycle Film Festival founding director Brendt Barbur can smell NYC, wants to sing. size

The idea for the Bicycle Film Festival festival came to founding director Brendt Barbur while he was recuperating from being doored in New York City back in 2000.

Ten years later, the fest pulls in about 300,000 people, and screening venues run the gamut, from the Barbican in London to a Seattle art gallery.

The festival hits San Francisco this week, and the movies will show in two venues: Mission Workshop at 40 Rondel St. and the old-timey Victoria Theater on 16th Street. The films screen on Thursday, Friday and Saturday, and various pre- and after-parties happen throughout the run, including a Kick Off Party on Wednesday at the Knock Out at 3223 Mission. The Kick Off party is free, and several DJs start the turntablism at 9 pm.

Read more: here.

Originally posted 2010-11-17 16:11:25. Republished by Blog Post Promoter

It is absolutely true fact that for companies and organizations, renewing their fleet of vehicles with a business vehicle lease is the ideal solution to finance new automobiles. They do a lot of good to spread the fees over the months and avoid a high lump sum having to be paid.

It is worth mentioning that financial annalists and bank managers will also consider the process of purchase of new automobiles through car leasing contracts as a positive issue of business longevity. This solution makes sense due to the fact that car-leasing facilities often include the automobile maintenance and servicing within the contract to, so you will enjoy saving money on running fees as well.

So what is in the benefit for business users?
It is worth mentioning that the monthly payments, along with offering you with a new automobile will also include general maintenance, servicing and routine maintenance, tyre replacing and exhausts. It is also worth mentioning that a great deal of the larger firms also provide roadside help with the likes of the RAC or AA and annual road taxing.

It is necessary to keep in your mind that vehicle dealers will rather often provide a dedicated accident manager altogether with a free telephone line for ordering appointments and repair services and a network of vehicles and picks to help business users.

The truth is that each and every automobile that is financed under a car leasing contract needs to have absolutely comprehensive cover and despite being capable to get vehicle at a preferential rate your insurance coverage rates will definitely be at the fullest rate. You might need to bear this in your mind when making your choice of the type of vehicle to hire.

It can also be very easy to take out an absolutely new vehicle leasing deal with some companies. Any way it is vital that you keep in your mind that there is the type of automobile you consider. The fact is that some of higher end vehicles that hold their costs, such as VW, BMW, or Audi will hardly depreciate as much during several years and will not offer you any sufficient savings over taking delivery of an absolutely new vehicle. These automobiles will represent a less appealing solution for those considering new offerings.

In any case, businesses users are sure to have great benefits of getting vehicles they need through car leasing deals as in this occasion they will find that under modern type market conditions, this most likely represents the most beneficial way to fund your business cars. Just be very attentive when making your choice of professional vehicle leasing company and determine your needs and expectations clearly. Leasing a vehicle is not any complicated if you know how to.

Originally posted 2011-07-28 16:15:36. Republished by Blog Post Promoter

To enter, sign up here. Please arrive at 12:30pm, Warm up after at COVO Lounge, 701 West 135th Street on 12th Avenue Get your friends and family to make a pledge for you to ride, ($40.00 minimum)
Prizes will be available for those that raise the most money. Looks like the first event of 2011. The ride heads along the West Side Highway and is a charity event requiring a pledge for a minimum of $40.00. POLAR BEAR RIDE
Roll into the New Year with Velo City
Saturday, January 1st, 2011 at 1pm
Velo City and Recycle-A-Bicycle are hosting a 10 mile ride to raise money to support our education programs. Two great organizations that help kids learn valuable skills such as bike mechanics and urban planning, Velo City and Recycle-a-bicycle, are having a Polar Bear Ride on January 1st.

Originally posted 2010-12-02 04:26:33. Republished by Blog Post Promoter

Chrome Bags goes Metal

26). Death or glory,
Corinne-Chrome Bags
Chrome NYC store-238 Mulberry Street-Manhattan. You can check out the product page for more information and images, here: www.chromebagsstore.com/bags/messenger-bags/citizen-bag—motorhead-ltd.html. Just wanted to send a quick heads up on the launch of our metal-strong, limited edition Motörhead Citizen messenger bag which fans can grab starting Black Friday (this Friday, Nov. a message form my favorite bag company:

Happy Heavy Metal Holidays! Motorhead. It was an honor to be asked by the godfather of heavy metal to collaborate on this project, and we hope that you’ll join us in celebrating one of the most iconic rock bands of all time.

Originally posted 2010-11-24 12:28:45. Republished by Blog Post Promoter

It goes without any objection that the facility of leasing an automobile is the best choice you can ever make, but the problem is that people opting for this facility seldom know what this process involves. So in this article I will share some tips to make your vehicle leasing easy and smooth.
1. Capitalized Rate
It is worth mentioning that the capitalized rate is generally the reduced selling cost that the dealer is utilizing to calculate your monthly fees. If it’s a relevant car leasing deal, then the capitalized rate will be considerably lower than the MSRP. Remember that the lower capitalized rate, the lower your monthly lease fees.

2. MSRP
Generally, MSRP refers for the term of manufacturer’s suggested retail price. This is generally a marked up option of the invoice cost which is what the dealer are to pays the manufacturer of the vehicle to put the automobile on the lot. It is essential to always compare the MSRP of an automobile considered to its invoice rate to get to know if the solution you are option for is really any beneficial.

3. Residual Value
It is also worth mentioning that the residual value of car leasing is a percentage or a dollar amount that represents the projected cost of a vehicle after a specific amount of months or years. It is normally set by the finance company that offers your leasing contract and cannot be changed for any reasons. When searching for a relevant automobile to lease, you are always to seek automobiles with high residual costs. Vehicles with higher residual rates have lower monthly payments and this is pretty beneficial for those people who cannot afford paying high fees due to financial problems. In fact, you may use a vehicle lease calculator to get to know how variations in residual rates increase or decrease leasing payments you are to pay monthly.

4. Money Factor
This term is generally treated as the interest rate in car leasing. The money factor is to be a small numeric sum that is to be comparable to the interest rates acceptable for automobile loans. You are to understand the way to convert money factors available with a particular vehicle leasing company into interest rates to get an idea of how much the auto dealer is requiring you to pay in finance fees for your leasing contract. Actually in order to get the equivalent rate, you need to take the money factor offered and then multiply it by 2400. After that it is necessary to compare this cost to the interest rates acceptable for clients interested in financing an automobile. In the case rates are close, everything is ok and leasing solution is fair.

Originally posted 2011-07-28 21:45:20. Republished by Blog Post Promoter

It is absolutely true fact that these days people consider vehicle leasing facilities to be very beneficial and effective solution to get a new car for low cost. Indeed, this solution is getting more and more popular these days. So, in this article I will have a closer look at pros and cons of opting for this service.

Advantage 1. You Have Option To Buy The Vehicle Out
The greatest advantage of car leases over buying a vehicle is that after the automobile leasing period, you may choose whether you desire to buy the automobile or look for another vehicle to lease. This actually means that based on the facilities available then, you have a possibility to postpone your purchasing decision to some later date. When you select to buy the vehicle, you have a possibility to negotiate for a relevant buying rate since the car dealer gives the best priority to the individual leasing the vehicle.
Advantage 2. Damages And Repairs Are Covered
In the great majority of contract hire agreements, the costs of maintaining and repairing the vehicle is bore by the automobile leasing company. This means that you will be required to save a lot in terms of maintenance rates. Some automobile leasing contract will have a possibility of sharing the costs of maintenance and repairs. The vehicle dealer will anyway insist that you take a comprehensive insurance coverage for the automobile and this might be an extra charge.
Advantage 3. Credit Report
It is much uncomplicated to get financing for car leases since the risks to the lending organization are pretty low. That is the reason why, if your credit is not any great and you find it difficult to secure financing to buy your automobile, you can consider vehicle leasing as a great option.
Disadvantage 1. Heavy Charges In The Case Of Contract Cancellation
If for some particular reason you select or are forced to cancel the agreement before the car leases contract term is due, you will be required to pay much as a penalty charges. The leaser seeks to protect itself from any potential loss risks and that is the reason why, the penalty charges of breaking the contract before its terms are quite punitive.
Disadvantage 2. Heavy Charges For Extra Mileage
It is true that car leasing agreement stipulates the maximum mileage that you might cover under the leasing contract. In the end very high fees for every mile will be required beyond the contract limit. If you need to have more miles then stated in the contract it is better to buy them beforehand. Even if you will not use all of them you are sure to spend less then in the case of overspending original amount.

Originally posted 2011-08-03 13:45:27. Republished by Blog Post Promoter